![]() Kids who qualify for Medicare at age 20 or older and have a disability are able to enroll in any part of Medicare. The parts of Medicare that cover children depend on the way a child has qualified. Primarily, their disability must prevent them from working and be expected to last for at least another year. So, to receive Medicare, a child between ages 20 and 22 needs to have been age 18 or younger when their disability began.Ĭhildren receiving Medicare through disability also need to meet Social Security’s rules for receiving SSDI. Social Security allows people under age 22 to qualify for SSDI even if they’ve never worked, as long as their disability began before they were 18 years old. They’ll need to have received Social Security Disability Insurance (SSDI) for at least 24 months before they’re eligible for Medicare. If a child is over age 20 and has a disability, they’ll need to meet a few additional requirements. Coverage will generally last until 1 year after their last dialysis treatment or 3 years after their kidney transplant.Ĭoverage can restart if further treatment is needed. If a child has ESRD and meets either of these requirements, they’ll be eligible for Medicare. In addition to their ESRD diagnosis, they’ll need to meet one of these requirements: ESRDĬhildren with ESRD who have a parent who meets the work credit or retirement benefit requirement are eligible for Medicare. Even then, there are very specific times when a child will be eligible for coverage. ![]() ![]() Medicare coverage for kids is only intended for children with disabilities. In the case of stepparents, they’ll need to have been the child’s stepparent for at least 1 year.Ĭhildren can also qualify through grandparents and stepgrandparents if they’re acting as the child’s guardian. Medicare allows children to qualify through biological, adoptive, or stepparents. In either qualifying case, a child will need to have a parent or legal guardian who has either earned at least 6 Social Security work credits in the past 3 years or receives Social Security retirement benefits. Once a child qualifies for Medicare, they can keep the coverage until they’re 26 years old, as long as they remain unmarried and continue to meet the qualifications. Medicare defines a “kid” or “child” as anyone who is unmarried and under age 22. You can get Medicare coverage for kids in some limited circumstances.
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